Broker Check

Business Owner Strategies

WomensWorth is committed to providing the most comprehensive financial strategies for you, your family and your business.

Employee Benefits

Providing an employee benefits package that includes quality, affordable healthcare coverage continues to be one of the greatest challenges for today's employers. WomensWorth will help you to evaluate your company's current benefits package and advise you on designing and customizing a plan to achieve the best benefits package at the most affordable price.

Retirement Plans

Many business owners and non-profits find their heads spinning trying to keep up with all the regulations and guidelines for designing and managing a company retirement plan.  We work with you to make sure that your plan is in compliance, designs a cost-conscious plan,  and has fiduciary oversight.*  For existing plans, we can help you re-design your plan to take advantage of cost savings, employee ease of use, and improved investment choices.

Disability Insurance

Many co-owned business or partnerships require that the partners carry disability insurance. Working with specialists in the area of income replacement, we can help you secure disability protection for your executives and your employees.  

Succession Planning

The goal of many business owners is to someday transfer their business interest to either family members or key employees. Properly done, this type of planning can offer to both the current and succeeding owner a worry free, tax-efficient method of business succession. Furthermore, the loss of a business owner through death or disability can catch even the most efficiently managed companies off guard and, worse, unprepared to deal with the repercussions. Family businesses, in particular, are susceptible to erosion of capital due to estate taxes and legal fees; not to mention the possible hurdles of voting control being scattered among heirs, with conflicting points of view impeding the business' operation and growth.

A Buy-Sell Agreement is a written agreement made between the partner or shareholders of the business, specifying buy-out provisions. The execution of this type of agreement secures a number of very tangible benefits for the shareholders, including:

  • Continuity of management and control for the remaining owners.

  • A ready market for non-marketable business interests.

  • Liquidity to the decedent's estate for estate taxes and administration costs.

  • A fair valuation of the business interest for federal estate tax purposes.

  • A fair return to the decedent's estate for his/her business interests.

WomensWorth can provide a professional evaluation of a client’s current situation that will help avoid future problems involved in business succession planning.

Risk Management Analysis

Implementing a risk management program is fundamental to a company's ability to protect itself against the loss of key personnel through death or disabling injury or sickness. The team at WomensWorth can conduct a financial security analysis to determine the appropriate protection for companies and their key executives.  

*WomensWorth does not act as an ERISA fiduciary.


Have A Question?

Thank you! Oops!

Recommended Content

It Was the Best of Times, It Was the Worst of Times

All about how missing the best market days (or the worst!) might affect your portfolio.

Financial Hacks for Millennials: Values-Based Investing

Millennials can opt to follow a values-based investing strategy to invest their money in conscientious ways.

Should You Ever Retire?

A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all.