The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Saving for College 101 Here’s a crash course on saving for college. The Average American Budget Learn about the average American budget in this fun and interactive piece. Paying Off a Credit Card Enter various payment options and determine how long it may take to pay off a credit card.