3 tips for working moms to help ease the juggle
When was the last time you thought, “Whoa, I have too much on my plate right now”? It was probably all of five minutes ago. That’s especially true if you’re a working mom.
If you’re trying to align your work goals and ambitions alongside a busy home life, you probably already know that you’re not alone. This is not a new struggle, but it is a challenge that is common for women: Balance. The mental labor required to organize, plan, coordinate, and problem-solve for every member of the household, disproportionately falls on women — particularly working mothers.1 When unexpected child care issues crop up — and they always do — 64% of moms say it’s on them to address it.2
Feeling unbalanced?
We’ve got you. Here are some simple tips for working moms to help tip the scale in your favor.
Schedule a doctor’s appointment. Yep, it’s not glamorous, but it’s super easy. One of the more important ways to care for your physical health is to keep up with your annual doctor’s appointments. Think of it as a way to save yourself time and money in the long run.
Outsource your stress. Research shows that women who work with a financial professional have improved levels of well-being and lower financial fears. In general, 43% of women report feeling financially comfortable — but that figure increases to 53% among those who work with a financial professional.7 What do you want your life to look like? Do you want to work fewer hours? Leave a legacy? Retire earlier? Reach out to me and we can talk about how you can plan for your future.
Put your organization to work for you. You may already have access to plenty of benefits that can help you manage your day-to-day. Some organizations offer maternity concierge services that help with child care, meal planning, and household tasks to support working moms. Or, you may have access to a bank of backup child care days that you can use throughout the year. Some organizations offer reimbursement for child care expenses. Utilizing your employee assistance program (EAP) may give you access to counseling, legal assistance, and financial strategies. And you may have a great deal on a gym membership near your office where you can pop in during lunch.
Blurry lines: The balance between professional and personal
For women, achieving a healthy work-life balance isn’t a luxury — it’s a necessity for overall well-being. In fact, 84% of women say that maintaining work-life balance is essential to their personal wellness.3
“I love my kid, I love my home life, and I love my job, but it’s hard to love them all at the same time, you know?” says Amanda B., a 33-year-old working mom. “It’s a lot.”
Achieving work-life balance is a win for moms, a win for their kids, and a win for the organizations that they work for. Women who strongly agree they’re able to maintain a healthy balance are 50% more likely to be thriving in their lives, more than twice as likely to be engaged at work, and 38% less likely to be actively looking for a new job.4
Working moms offer inspiration
There may be some payoff to all the strain, and that can come in the form of the children you’re working so hard to support. Instead of facing setbacks, children of working moms are inspired. Results from a Harvard Business School study suggest that daughters who grow up with working mothers earn as much as 23% more over their lifetimes than daughters of stay-at-home moms.5
When young men raised by working moms enter the workforce, they tend to be more supportive of women at the office, more accepting of gender equality, and, as fathers, more inclined to create a home life where their daughters can excel.6
What you can do next
If your life feels unbalanced, and you can’t seem to quiet your fears of never having enough time to conquer both home and work, let’s set up a time to talk. Know that just by doing your best, you’re doing something right. I’m here to help you feel less stressed and more in control of your finances.
Disclaimer:
1, 3, 4, 7 Health, Wealth, and Happiness: Overcoming roadblocks to women’s Well-being, Guardian’s 14th Annual Workplace Benefits Study, 2025
2 The Employment Situation, Bureau of Labor Statistics, 2025 , https://www.bls.gov/news.release/pdf/empsit.pdf
5 Working mothers: Everything you need to know, The Human Capital Hub, 2024, https://www.thehumancapitalhub.com/articles/working-mothers-everything-you-need-to-know
6 How Working Mothers Inspire Their Children, The Washington Post, 2022 , https://www.washingtonpost.com/creativegroup/jpmorgan-chase-co/how-working-mothers-inspire-their-children/#:~:text=Results%20from%20a%20recent%20Harvard,stay%2Dat%2Dhome%20moms
Material discussed is meant for general informational purposes only and is not to be construed as tax, legal, medical, or financial advice. Guardian, its subsidiaries, agents and employees do not provide tax, legal, medical or finance advice. Consult your tax, legal, medical or finance professional regarding your individual situation.
Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.
8194475.1 Exp. 7/27 *pre-approved content*
